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Workers’ Comp Insurance in New York | Catering Business Protection
Insurance Services in New York – Protecting Your Business with Confidence
We proudly insure a wide range of New York businesses with Workers’ Compensation Insurance, General Liability Insurance, and Business Owner’s Policy (BOP) packages.
At Workers’ Compensation Insurance in New York, our mission is to deliver affordable, compliant, and industry-specific insurance coverage that protects employers from financial risks, workplace injuries, lawsuits, and unexpected business interruptions.
Workers’ Compensation Insurance in New York
Workers’ Compensation Insurance is mandatory for most employers in New York.
This coverage protects both the employer and employees by providing:
Medical expenses for workplace injuries
Lost wage benefits
Disability benefits
Employer liability protection
Compliance with New York State Workers’ Compensation Board rules
Our policies are tailored for New York small businesses seeking affordable workers’ comp rates without compromising on coverage.
General Liability Insurance in New York
Every New York business needs liability protection. General Liability covers:
Third-party property damage
Bodily injury claims
Personal/advertising injury
Legal defense costs
Ideal for contractors, retail shops, cleaning services, restaurants, and any business with public interaction.
Business Owner’s Policy (BOP) in New York
A Business Owner’s Policy combines:
General Liability Insurance
Commercial Property Insurance
Business Interruption Coverage
This bundled package is perfect for small businesses seeking comprehensive protection at a reduced cost.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- Who needs Workers’ Compensation Insurance in New York?
Any business with employees—full-time, part-time, or seasonal—must carry Workers’ Comp insurance according to New York State law.
- What does Workers’ Compensation Insurance cover?
It covers medical bills, lost wages, disability, and job-related injuries.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- Is Workers’ Comp mandatory for contractors and freelancers?
Yes. Many contractors must carry Workers’ Comp to work on job sites or qualify for contracts.
- What does a Business Owner’s Policy include?
A BOP combines General Liability with Property Insurance, offering maximum protection at lower cost.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.