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Product Liability Insurance in New York
Protect Your Business from Costly Product-Related Claims
At Workers’ Compensation Insurance in New York, we provide reliable and affordable Product Liability Insurance in New York to safeguard businesses that manufacture, distribute, sell, or import products. Whether you run a small business or a large manufacturing unit, product-related claims can be financially devastating. Our tailored insurance solutions ensure full protection and peace of mind.
What Is Product Liability Insurance?
Product Liability Insurance protects New York businesses from claims related to:
Defective products
Design errors
Manufacturing mistakes
Inadequate safety warnings or instructions
Product malfunctions that cause injury or property damage
If a customer files a lawsuit, your Product Liability Insurance covers defense costs, medical payments, settlements, and judgments.
Why Businesses in New York Need Product Liability Insurance
New York is one of the most litigious states in the country. Even a minor product issue can turn into an expensive claim.
Our Product Liability Insurance in New York is designed to protect your financial stability and ensure compliance with industry standards.
This insurance is essential for:
Manufacturers
Online sellers
Retail stores
Distributors
Wholesalers
Coverage Provided by Product Liability Insurance
Our comprehensive policies cover:
✔ Bodily Injury Claims
If a customer gets injured using your product.
✔ Property Damage Claims
If your product damages someone’s property.
✔ Manufacturing or Production Errors
Coverage for defects during the production phase.
✔ Design Defects
Protection in case the product design itself causes harm.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- Who needs Workers’ Compensation Insurance in New York?
Any business with employees—full-time, part-time, or seasonal—must carry Workers’ Comp insurance according to New York State law.
- What does Workers’ Compensation Insurance cover?
It covers medical bills, lost wages, disability, and job-related injuries.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- Is Workers’ Comp mandatory for contractors and freelancers?
Yes. Many contractors must carry Workers’ Comp to work on job sites or qualify for contracts.
- What does a Business Owner’s Policy include?
A BOP combines General Liability with Property Insurance, offering maximum protection at lower cost.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.