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Business Owner’s Policy (BOP)
Business Owner’s Policy (BOP)
Running a business in New York comes with risks—employee injuries, customer accidents, property damage, and rapidly changing state insurance requirements. At Workers’ Compensation Insurance in New York, we help small and midsize businesses protect their operations with a complete Business Owner’s Policy (BOP), combined with General Liability Insurance and Workers’ Compensation Insurance.
A BOP in New York is the perfect all-in-one insurance package for business owners who need affordable coverage, maximum protection, and policy compliance with New York state regulations.
Why Choose Us for Your BOP in New York?
✔ New York Business Insurance Experts
✔ Affordable BOP packages for small & medium businesses
✔ Fast certificates of insurance (COI)
✔ Industry-specific coverage options
✔ Easy monthly payment plans
✔ 24/7 customer support
We understand New York insurance laws, workers’ comp requirements, and industry-specific business risks—so you always stay compliant and protected.
Who Needs a BOP in New York
A Business Owner’s Policy is ideal for:
Contractors & construction companies
Trucking & transportation businesses
Restaurants & food service
Retail stores & boutiques
Cleaning companies
Landscaping & lawn care services
Professional offices (IT, consultants, real estate)
Wholesalers & warehouses
Beauty salons, day spas & barbershops
Business Owner’s Policy (BOP) in New York
A Business Owner’s Policy combines:
General Liability Insurance
Commercial Property Insurance
Business Interruption Coverage
This bundled package is perfect for small businesses seeking comprehensive protection at a reduced cost.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- What is a Business Owner’s Policy (BOP)?
A BOP is an insurance package that includes general liability, commercial property, and business interruption coverage—designed for small and midsize businesses.
- How much does a BOP cost in New York?
The cost depends on your business size, industry, location, and coverage limits. Most small businesses pay between $65 to $135 per month.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- Is a BOP required in New York?
A BOP is not mandatory, but Workers’ Compensation Insurance is required for most employers. A BOP is highly recommended to protect your business assets and liabilities.
- Can I bundle Workers’ Compensation Insurance with my BOP?
Yes. We offer discounted bundles that include Workers’ Compensation, General Liability, and Business Owner’s Policy coverage.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.