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Commercial Auto Insurance
What Is Commercial Auto Insurance?
Commercial Auto Insurance is essential for any New York business that owns or operates vehicles for work. Whether you run a small contracting company or manage a fleet of delivery trucks, you need strong protection against accidents, injuries, and property damage.
At Workers’ Compensation Insurance in New York, we provide affordable, comprehensive, and compliant commercial auto policies that safeguard your business from costly risks.
Who Needs Commercial Auto Insurance in New York?
Our policy is ideal for businesses using:
Work Trucks & Pickup Trucks
Cargo Vans & Delivery Vans
Box Trucks & Dump Trucks
Tow Trucks
Company Cars
Service Vehicles
Contractor & Construction Vehicles
Fleet Vehicles
If your business depends on vehicles, even for simple tasks like carrying tools or making deliveries, New York law requires proper commercial coverage.
What Our Commercial Auto Insurance Covers
Our policies protect your business from major financial losses related to:
1. Liability Coverage
Protects your business if your driver causes:
Property damage
Bodily injury to others
Legal fees & settlements
2. Collision Coverage
Pays for repairs to your vehicle after an accident.
3. Comprehensive Coverage
Covers non-collision damages like:
Theft
Fire
Vandalism
Falling objects
Storms or natural events
Why Choose Workers’ Compensation Insurance in New York?
Affordable & competitive commercial auto rates
Fast same-day quotes & policy issuance
Policies compliant with New York State insurance laws
Coverage options for high-risk businesses
Dedicated support for contractors & trucking companies
Simple documentation & fast COIs
Trusted by small businesses across New York
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- Is Commercial Auto Insurance required in New York?
Yes. Any business that owns or uses vehicles for work must carry Commercial Auto Insurance to legally operate in New York.
- Does personal auto insurance cover business use?
No. Personal auto insurance usually does not cover work-related accidents. You need Commercial Auto Insurance.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- What is the minimum liability requirement in New York?
New York requires all commercial vehicles to carry minimum liability coverage, but most businesses need higher limits for proper protection.
- Can I insure multiple vehicles under one policy?
Yes, we provide fleet coverage for businesses with multiple trucks, vans, or company cars.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.