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Workers’ Comp Insurance for Mobile Car Repair in New York
Protect Your Auto Repair Business with Customized, Affordable Coverage
If you run a mobile car repair business in New York, you know the risks: working with tools, vehicles, and often on the road. At Workers’ Compensation Insurance in New York, we specialize in providing compliant, affordable, and industry-specific insurance for auto repair shops, mobile mechanics, and roadside assistance providers across the state.
We understand the unique challenges of the mobile auto repair industry—from on-site injuries to tool theft and liability claims. Our mission is to protect your business, your employees, and your livelihood with tailored Workers’ Comp, General Liability, and Business Owner’s Policy solutions.
Workers’ Compensation Insurance for Mobile Car Repair Shops in New York
Workers’ Compensation Insurance is mandatory for most employers in New York, including mobile auto repair businesses. This coverage protects both you and your employees by providing:
Medical expenses for workplace injuries
Lost wage benefits for injured employees
Disability benefits
Employer liability protection
Compliance with New York State Workers’ Compensation Board rules
Our policies are specifically designed for mobile car repair shops, auto mechanics, and roadside assistance providers seeking affordable workers’ comp rates without sacrificing coverage.
General Liability Insurance for Mobile Auto Repair Businesses in New York
Every mobile car repair business in New York needs strong liability protection. General Liability Insurance covers:
Third-party property damage (e.g., customer vehicle damage)
Bodily injury claims (e.g., a customer slips at your worksite)
Personal and advertising injury
Legal defense costs
Business Owner’s Policy (BOP) in New York
A Business Owner’s Policy (BOP) bundles essential coverages into one affordable package, perfect for small mobile repair businesses. It includes:
General Liability Insurance
Commercial Property Insurance (tools, equipment, mobile workshop)
Business Interruption Coverage
This bundled policy is ideal for mobile auto repair shops looking for comprehensive protection at a reduced cost.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- Who needs Workers’ Compensation Insurance in New York?
Any business with employees—full-time, part-time, or seasonal—must carry Workers’ Comp insurance according to New York State law.
- What does Workers’ Compensation Insurance cover?
It covers medical bills, lost wages, disability, and job-related injuries.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- Is Workers’ Comp mandatory for contractors and freelancers?
Yes. Many contractors must carry Workers’ Comp to work on job sites or qualify for contracts.
- What does a Business Owner’s Policy include?
A BOP combines General Liability with Property Insurance, offering maximum protection at lower cost.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.