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Workers’ Comp Insurance for Tree Trimming Companies in New York
Insurance Services in New York – Protecting Your Business with Confidence
Protect your tree service business with New York’s leading provider of Workers’ Compensation Insurance, General Liability Insurance, and Business Owner’s Policy (BOP) packages. We specialize in insurance solutions for tree trimming, stump grinding, land clearing, and emergency tree removal services across New York State.
At Workers’ Compensation Insurance in New York, our mission is to deliver affordable, compliant, and industry-specific insurance coverage that protects tree care employers from financial risks, workplace injuries, lawsuits, and unexpected business interruptions.
Workers’ Compensation Insurance in New York
Workers’ Compensation Insurance is mandatory for most tree service employers in New York. This essential coverage protects both the tree care business and its employees by providing:
Medical expenses for work-related injuries such as falls, cuts, or equipment accidents
Lost wage benefits for injured arborists and crew members
Disability benefits
Employer liability protection
Compliance with New York State Workers’ Compensation Board rules
Our policies are tailored for New York tree trimming and removal companies seeking affordable workers’ comp rates without compromising on coverage for high-risk tasks like climbing, chainsaw operation, and heavy lifting.
General Liability Insurance in New York
Every New York tree care business needs liability protection. General Liability Insurance for arborists covers:
Third-party property damage (e.g., damaging a client’s fence, roof, or landscaping)
Bodily injury claims (e.g., a falling branch injuring a bystander)
Personal and advertising injury
Legal defense costs
Ideal for tree trimming contractors, stump grinding services, and emergency tree removal companies with regular public interaction
Business Owner’s Policy (BOP) in New York
A Business Owner’s Policy combines:
General Liability Insurance
Commercial Property Insurance
Business Interruption Coverage
This bundled package is perfect for small businesses seeking comprehensive protection at a reduced cost.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC






Frequently Asked Questions
- Who needs Workers’ Compensation Insurance for tree services in New York?
Any tree trimming business with employees—full-time, part-time, or seasonal—must carry Workers’ Comp insurance according to New York State law.
- What does Workers’ Compensation Insurance cover?
It covers medical bills, lost wages, disability, and job-related injuries.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- Is Workers’ Comp mandatory for independent tree contractors in NY?
Yes. Most tree contractors and freelance arborists must carry Workers’ Compensation Insurance to work on job sites, comply with client contracts, and meet New York State requirements.
- What does a Business Owner’s Policy include?
A BOP combines General Liability with Property Insurance, offering maximum protection at lower cost.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.