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Workers’ Comp Insurance for Cleaning & Janitorial Services in New York
Insurance Services in New York – Protecting Your Business with Confidence
At Workers’ Compensation Insurance in New York, we understand the unique risks faced by cleaning and janitorial service providers across New York State. From chemical exposure and slip-and-fall accidents to repetitive motion injuries, your employees face daily hazards. We provide affordable, compliant, and industry-specific Workers’ Compensation Insurance in New York designed to protect your business, your employees, and your bottom line.
Workers’ Compensation Insurance in New York
New York State law requires nearly all employers—including cleaning companies—to carry Workers’ Compensation Insurance. Our policies are tailored to meet the specific needs of janitorial businesses, offering:
Medical expense coverage for work-related injuries
Lost wage replacement for injured employees
Disability benefits
Employer liability protection
Full compliance with the New York State Workers’ Compensation Board
We help cleaning businesses in New York secure the most competitive workers’ comp rates while ensuring complete coverage for your team.
General Liability Insurance in New York
Every New York business needs liability protection. General Liability covers:
Third-party property damage
Bodily injury claims
Personal/advertising injury
Legal defense costs
Ideal for contractors, retail shops, cleaning services, restaurants, and any business with public interaction.
Business Owner’s Policy (BOP) in New York
A Business Owner’s Policy combines:
General Liability Insurance
Commercial Property Insurance
Business Interruption Coverage
This bundled package is perfect for small businesses seeking comprehensive protection at a reduced cost.
Our progress in recent years
Join 100+ New York businesses choosing us for reliable insurance coverage.
Our trusted insurance partners and carrier network help us provide fast quotes, affordable premiums, and unmatched customer support.
What Our New York Clients Say
witching to Workers’ Compensation Insurance in New York saved us thousands every year. Their team helped us secure affordable workers’ comp coverage, handled certificates fast, and supported us through every claim
Client Review, Business Owner in NYC
Frequently Asked Questions
- Who needs Workers’ Compensation Insurance in New York for cleaning services?
Any cleaning or janitorial business with employees—full-time, part-time, or seasonal—must carry Workers’ Comp insurance under New York State law.
- What does Workers’ Compensation Insurance cover?
It covers medical bills, lost wages, disability, and job-related injuries.
- What is General Liability Insurance?
It protects your business from third-party claims like customer injuries, property damage, and lawsuits.
- What does Workers’ Compensation Insurance cover for janitorial workers?
It covers medical bills, lost wages, disability benefits, and rehabilitation costs for work-related injuries or illnesses.
- What does a Business Owner’s Policy include?
A BOP combines General Liability with Property Insurance, offering maximum protection at lower cost.
- How fast can I get Workers’ Comp coverage in New York?
Most businesses receive same-day or next-day approval.